Whether you’re looking at a new or used car, truck or SUV, Northstar Bank has the auto loan to put you in the driver’s seat.
- Competitive rates
- Quick approvals
- .25% rate reduction with automatic payment from a Northstar Bank deposit account
- Flexible terms
- Convenient payment options: automatic deduction from any Northstar Bank checking or savings account, Online Banking, or any Northstar Bank ATM or night depository
Click here for our loan calculator.
Rates
| Recreational Vehicles** | Rate | APR* | Term |
|---|---|---|---|
|
2023 & older
|
8.25% | 8.462% | Up to 60 months |
| Vehicle Loans** | Rate | APR* | Term |
| 2023 | 7.24% | 7.417% | Up to 72 months |
| 2022 | 7.24% | 7.417% | Up to 72 months |
| 2021 | 7.24% | 7.417% | Up to 72 months |
| 2020 | 7.24% | 7.449% | 60 months |
| 2019 | 7.24% | 7.449% | 60 months |
| 2018 | 7.49% | 7.700% | 60 months |
| 2017 | 7.49% | 7.700% | 60 months |
| 2016 | 7.49% | 7.700% | 60 months |
| 2015 & Older | 8.50% | 8.761% | 48 months |
Rates subject to change without notice.
Loan rates effective as of 8/1/2023. Loans are subject to credit approval. *APR is Annual Percentage Rate. **10% down required; actual rates and terms may vary based on credit score; loan amount subject to NADA value. Payment example is for fixed-rate loans for $20,000 with an APR of 7.417% and 72 monthly payments of $345.01; for $20,000 with an APR of 7.449% and 60 monthly payments of $400.28; for $20,000 with an APR of 8.761% and 48 monthly payments of $495.43. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. Rates differ for credit scores under 700. A loan application fee applies and is included in the APR calculation. Must meet Northstar Bank’s normal underwriting qualifications for approval.
